A personal injury claim is a request made with the insurance company so that the losses can be compensated. The reason is that you have received injuries because of the negligence of someone else. The insurance company will have a team to review your claim including an adjuster, medical experts and other professionals. To get the claim cleared, you should hire one of the best Bakersfield personal injury lawyers because the claim gets rejected on any ground. Some of the factors that can affect the value of the claim are mentioned below:
The negligence in the personal injury case
If you are planning to file a personal injury claim, you need to submit proof that the party was negligent at the time of the accident. To have a valid case, someone else needs to be careless. If you cannot prove it, your claim will be rejected. In case of car accidents, it is easier than other types of personal injury cases.
The nature and extent of the injury
Your personal injury can make or break your case. If you have received serious injuries such as spine, fracture, TBI or others, your compensation is likely to be more. However, you should have it reviewed by a qualified personal injury lawyer before filing the claim. Expecting too much from another party is ethically not right and can affect your claim at the same time.
Your medical bills
You will be amazed to know that the costs associated with your treatment may make the most of your claim amount. In many cases, pain and suffering will increase this amount. It is strongly recommended to keep all these documents with you because they will play a significant role when the insurance company is reviewing your claim.
Your involvement in the accident
Every state has different personal injury laws. Depending on the state you live in, your involvement in the accident is also taken into account. If you are partially responsible for the accident, you are likely to lose some part of your compensation. Your personal injury attorney will be able to give you an idea about it.
The negligent party does not have money to pay
If the negligent party does not have money or the insurance product, you may not get compensation for your losses such as medical bills, damages and losses.
Your personal injury lawyer can assess all the possibilities to increase the value of your claim.